steps to BUYING A HOME

Buying a home is a huge investment. Whether it’s your first home, upsizing, downsizing, or buying investment property, it’s crucial to stay well informed and work with an experienced realtor. Being licensend with Keller Williams Realty, a Chattanoogan for over 28 years, and married to Bill Clegg, a licensed contractor in TN & GA, all give me access to many licensed professionals that you may need during your purchase. I will be there for you every step and keep open communication throughout your property purchase.

preapproval teresa clegg chattanooga realtor

Get pre-approved

In today’s market, having a pre-approval letter sent with your offer shows the seller you are ready and a serious buyer, putting you in a better position of other buyers without a pre-approval letter. If you don’t have a relationship with a lender to obtain your pre-approval, I can help you find a mortgage officer to work with you through this process.

get informed teresa clegg chattanooga realtor

get informed

We will meet to discuss your home search wants, needs, and expectations before beginning property showings. This way everyone is well informed and knows what to expect during the entire process.

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let’s find ‘the one’

I will work tirelessly to help you find the home that best meets your dreams, desires and needs. We will tailor the home search process to your schedule.

submit offer teresa clegg chattanooga realtor

make the offer

Once we find the right home for you, I will be there to help you prepare the offer and work through any negotiations to get you under contract.

inspection teresa clegg chattanooga realtor

inspect, inspect, inspect & appraisal

Time is of the essence! Once under contract, you will need to schedule a home inspection and pest inspection in a timely manner, which I am here to make sure that you meet all deadlines and can even schedule on your behalf. During this phase, we will negotiate any repairs and I will work diligently with your lender, making sure your appraisal is ordered in a timely manner and the mortgage process is moving smoothly.

closing teresa clegg chattanooga realtor


Before closing, the title company will issue an Alta Statement which breaks down all figures and shows how much money to bring to close, if any. You will either bring a cashier’s check or have money wired, depending on the title company. I will make sure you know exactly what to expect on closing day.


steps to selling your home

In today’s market there are many important steps in getting your home ready to sell. As a licensed real estate professional, I am here to help you get the most money for your home in the shortest amount of time.

staging teresa clegg chattanooga realtor

Staging your home

I discuss staging with each seller as well as any needed paint or repairs before listing a property. Creating desire to make an appointment to view your home is our goal here. Putting your best foot forward is what staging allows for properties. Having your home viewed as open and inviting is key, giving buyers a chance to imagine living there.

Statistics prove that staged homes sell quicker. I work with you to help provide this service.

professional photos teresa clegg chattanooga realtor

professional photography

Clear, well lit, open views and correct size images are paramount for social media marketing and other online resources. I provide professional photography to every seller for every property I list, regardless of size or price, because these photographs are so important in my marketing plan for your property.

market analysis teresa clegg chattanooga realtor

price it right

After discussion with you, the seller, I will prepare a Comparative Market Analysis (CMA) detailed for your home. At our meeting we will review the detailed analysis and decide upon a listing price.

due diligence teresa clegg chattanooga realtor


As your realtor, I will be there every step of the way. I will answer any questions with other agents or individuals, negotiate offers, repair proposals and make sure all deadlines are met.

selling property teresa clegg chattanooga realtor


Before closing, you can expect to receive an Alta Statement from the title company. This will show all figures for you, the seller. We will review this statement as well as the contract so you feel confident for closing day.